Let's learn about the difference between Christian health insurance and a Christian health insurance alternative: an HCSM.
How is OneShare Health different from traditional and Christian health insurance?
Medical sharing programs—also known as “health care sharing” and “health sharing programs”—are offered by Health Care Sharing Ministries like OneShare Health. Thanks to their flexibility, affordability and ACA-exempt status, these Programs are becoming increasingly popular for people who are looking for alternative health care options.
Since Christian health care sharing is an alternative to traditional and Christian health insurance, its policies, rules, and methods are very different, too.
Save up to 50% or more on your family's health care! Input your ZIP Code below for a free OneShare Health quote!
Is OneShare Health insurance?
No, OneShare Health is not insurance. Instead, we are Health Care Sharing Ministry that facilitates the cost of Eligible medical bills for and through our Members.
What’s the difference between OneShare Health, insurance, and other health care programs?
The first and biggest difference is that there is no promise or guarantee that OneShare Health, as a health sharing company, will pay or reimburse Members for medical bills they submit for sharing.
Secondly, Health Care Sharing Ministries (HCSMs) like OneShare Health facilitate the voluntary sharing of Eligible medical expenses1 among Members, while traditional and Christian health insurance plans work by requiring the insurance company to pay for certain defined expenses.
Lastly, unlike OneShare, insurance companies are the ones ultimately responsible for an individual’s risk of loss, while a Health Care Sharing Ministry allows an individual’s health care costs to be shared by others in the Ministry.
What does it mean if a health share is a non-profit?
Unlike health insurance companies, OneShare Health is a 501(c)(3) non-profit. What this means is, part of your Monthly Contributions not only goes toward sharing in other Members' Eligible medical bills, but also toward supporting local charities nominated by our Members!
How do my Monthly Contribution Amounts actually help the community?
At OneShare Health, part of your Monthly Contribution Amount is set aside to share in your fellow Members' Eligible medical bills, while another portion goes to support local charities nominated by our Members as well as towards the operations of the Ministry itself. What else sets OneShare Health apart from Christian health insurance?
Unlike health insurance, you can join OneShare Health year-round, don't have to wait for Open Enrollment Periods, and do not need to renew your Membership annually. With OneShare Health, you can get next-day Active Dates, whereas with health insurance, sometimes you must wait until the first day of the following month before you have coverage.
Finally, and most importantly, when you are a Member of OneShare Health, you are part of our Family, a Faith Community who believes in helping each other financially, emotionally, and spiritually. We believe in carrying each other's burdens, and as a OneShare Health Member, you become a part of a Community that does just that!
Save up to 50% or more on health care!
If you don't want to go the Obamacare route, and also want to save money on your care, check out our Health Care Sharing Ministry that's exempt from the ACA. OneShare Health is an alternative to traditional insurance coverage, we are a Health Care Sharing Ministry that could start saving you thousands per year on your healthcare!
Click below to learn more or get your free OneShare Health quote today.
“Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”
Luke 6:38 (NIV)
1 Subject to specific Program Eligibility. Review Membership Guidelines for full details, Waiting Periods, Pre-Existing Limitations, limits, and ISA for all Sharing Services.