Find out what sets medical sharing apart from health insurance.
Just what makes health sharing ministries like OneShare Health such an attractive option for individuals and families? For starters, we are not considered health insurance. Instead, we’re a Christian Health Care Sharing Ministry that welcomes and unites Members who agree with our core biblical principles and Statement of Beliefs relating to life, health, and caring for others.
How do you become a Member of OneShare Health’s Health Care Sharing Ministry? It’s easy!
Looking for health care that’s reliable, inclusive, and straightforward? Enroll in one of OneShare Health’s Christian healthshare ministries! Connect with our Enrollment Team to take advantage of next-day Effective Dates (1st – 28th of the month), a wide network of health care providers, Discount Services, and more.
Is OneShare Health considered Christian health insurance?
Though we are a Christian company, OneShare Health is not health insurance. As such, OneShare Health is not regulated by state insurance regulators, and Members are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act (ACA). While that individual mandate is no longer enforced under federal law, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.
Who regulates OneShare Health?
As a Christian Health Care Sharing Ministry, OneShare Health is regulated by the IRS and by State Attorneys General.
What does it mean to be regulated by these entities?
In short, OneShare Health is subject to the IRS’s oversight of nonprofits and is required to file annual financial information to ensure proper operations and spending of our Members’ funds. Regarding regulation by the State Attorneys General, we are subject to enforcement of consumer protection laws, thus protecting our Members against any fraud or deceptive practices.
Does health insurance offer medical sharing programs like OneShare Health?
No, the Sharing Programs offered by OneShare Health are unique to our company. They provide an affordable and ACA-exempt path to health care through the sharing of medical costs by Members of our Faith Community.
Why choose OneShare Health? Insurance is more traditional.
Compared to OneShare Health, insurance is one of the more accepted routes to receiving health care, sure. But, is it your best option? Whether you’re a healthy individual who’s in a good position to bless others through sharing, or a growing family with several loved ones to look after, a Christian healthshare is an ideal opportunity to take advantage of next-day Effective Dates (1st – 28th of the month), personalized Member assistance from our Concierge Team, as well as beneficial features including 24/7 Telemedicine for a $0 Consult Fee, Emergency Room Visits, Hospitalization, Labs, and more.* Not to mention, administration of Expense Sharing is simple and streamlined, and our Member experience is simply unparalleled.
*Certain limitations and exclusions apply such as Pre-Existing Conditions. Please refer to your Member Guidelines for full details and Sharing Eligibility.
Become a Member of OneShare Health’s Complete Medical Cost-Sharing Program.
Are you looking for a comprehensive health care program that’s ideal for individuals and families, one that allows Members to receive access to a full suite of cutting-edge ancillary services like Prescription Discounts, Specialist Visits, Labs, Hospitalization, even Maternity Sharing*? Enroll in our Complete Medical Cost-Sharing Program so that you and your loved ones can start living a healthy, accountable, and joyful life today.
*Maternity Sharing Services are available on select tiers for OneShare Health's Classic and Complete Programs, subject to Program limitations and maximums. Conception must occur after the Membership Effective Date. See Membership guide for complete Maternity Sharing Services limitations.
“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”
2 Corinthians 9:7 (NIV)
ONESHARE HEALTH, LLC (ONESHARE) IS NOT AN INSURANCE COMPANY BUT A RELIGIOUS HEALTH CARE SHARING MINISTRY (HCSM) THAT FACILITATES THE SHARING OF MEDICAL EXPENSES AMONG MEMBERS. As with all HCSMs under 26 USC § 5000A(d)(2)(B)(ii), OneShare’s members are exempt from the ACA individual mandate. OneShare does not assume any legal risk or obligation for payment of member medical expenses. Neither OneShare nor its members guarantee or promise that medical bills will be paid or shared by the membership. Available nationwide, but please check https://www.onesharehealth.com/legal-notices for the most up to date state availability listing.
Enrollment in OneShare is not a contract for insurance. Participation in OneShare is voluntary. Enrollment as a OneShare member is voluntary, and the sharing of monetary contributions is voluntary. You are free to cancel your membership at any time. OneShare requests that a voluntary sharing contribution be made for each month you are enrolled, to facilitate the sharing of requests published on behalf of other members.