Christian healthshare ministries are organizations that facilitate the sharing of medical expenses among groups of Christian families and individuals who have united under the biblical principle of assisting each other during times of need (Gal 6:2).
OneShare Health is one such medical cost-sharing ministry that provides our Members with a unique, affordable, ACA-exempt path to health care. Let’s look further into a health care ministry as an alternative to traditional health insurance by breaking down some of the highlights!
Is a Christian Health Share the Same as Christian Health Insurance?
No, Health Care Sharing Ministries are not the same as Christian health insurance. The most notable difference between health insurance and medical cost-sharing programs is the legality. Traditional and Christian health insurance plans require a person to enter a legally binding contract with the insurance company, while a Christian health share facilitates the voluntary sharing of medical bills among its Members.
Medical cost sharing is used to describe the collective effort to pay medical bills. When you are a Member of a medical cost-sharing ministry, you pay a Monthly Contribution that goes into a giant pool of resources. These collective funds are then used to pay other Members’ medical bills and vice versa.
How Did Medical Cost-Sharing Programs Come to Be?
Health Care Sharing Ministries consist of Members of a community who share a goal of building each other up and carrying each other’s burdens while providing physical, spiritual, and financial support. In these organizations—which are also called Christian healthshare ministries, medical health sharing, and medical cost-sharing Programs—health care costs are shared among the health care ministry Members who have common religious or ethical beliefs.
The idea behind health care sharing can be traced back as early as a century ago when Amish and Mennonite communities would pool their money to lighten the burden of individuals’ debts during times of hardship. Later, in the 20th Century, medical health sharing started to branch out to broader communities through larger ministries within the Christian community.
By 2018, the act of medical health sharing included over 1 million people who were Members of these ministries and belonged to a group that participated in medical cost-sharing Programs that shared billions of dollars in medical costs in the United States.
Why Should I Join a Health Care Ministry?
At OneShare Health, we are committed to inspiring healthier, joyful communities on the path of life. But we realized that in order to do that, our medical cost-sharing Programs needed to fit the medical needs of all our individual Members. That’s why we’ve designed three Membership Programs, each tailored to fit the health needs of a variety of families and individuals.
The flexible, affordable health care sharing Programs in our Christian health share will fit your needs and your budget. Between Catastrophic, Classic, and Complete, our Programs provide access to a wealth of beneficial features and Discount Services! Learn more about OneShare Health. Our health care ministry may be the solution you need to meet increasing medical costs!
“Therefore encourage one another and build one another up, just as you are doing.”
1 Thessalonians 5:11 (ESV)
ONESHARE HEALTH, LLC (ONESHARE) IS NOT AN INSURANCE COMPANY BUT A RELIGIOUS HEALTH CARE SHARING MINISTRY (HCSM) THAT FACILITATES THE SHARING OF MEDICAL EXPENSES AMONG MEMBERS. As with all HCSMs under 26 USC § 5000A(d)(2)(B)(ii), OneShare’s members are exempt from the ACA individual mandate. OneShare does not assume any legal risk or obligation for payment of member medical expenses. Neither OneShare nor its members guarantee or promise that medical bills will be paid or shared by the membership. Available nationwide, but please check https://www.onesharehealth.com/legal-notices for the most up to date state availability listing.
Enrollment in OneShare is not a contract for insurance. Participation in OneShare is voluntary. Enrollment as a OneShare member is voluntary, and the sharing of monetary contributions is voluntary. You are free to cancel your membership at any time. OneShare requests that a voluntary sharing contribution be made for each month you are enrolled, to facilitate the sharing of requests published on behalf of other members.