Recent updates to federal guidelines have impacted the availability and duration of Short Term Medical (STM) programs, affecting many Americans who previously relied on them for temporary health care needs. The federal government recently finalized a rule limiting the duration of STM programs to a maximum of four months. This change was implemented to address concerns about STM programs being used as long-term solutions instead of temporary stopgaps. Here’s a breakdown of what this means for you and the options to consider if you’re affected.

When facing challenges, whether physical or emotional, turning to Scripture can bring peace and encouragement. God’s Word is filled with promises of healing, hope, and strength.