Life is full of transitions—new jobs, moves, graduation, or even gaps between long-term solutions. During those in-between seasons, finding a reliable, affordable way to manage health care expenses can be challenging. That’s where temporary Health Care Sharing Programs come in.
At OneShare Health, our Catastrophic365 Program offers a flexible, budget-conscious solution designed to help you navigate those temporary needs—without locking you into a long-term commitment.
What Is Temporary Health Care Sharing?
Temporary Health Care Sharing Programs provide a 12 month solution for those interested in sharing medical expenses within a supportive community of like-minded Members. It’s not insurance, but it is a proven way to help manage unexpected health care costs while staying in control of your budget.
Our Catastrophic365 Program is a one-year Membership designed for individuals who want a cost-effective option to help with significant, unforeseen medical needs.
Why Choose a Temporary Option Like Catastrophic365?
Here are a few reasons Members choose this route:
1. Affordability That Fits Your Budget
With monthly Member Contributions starting as low as $50.99, Catastrophic365 is our most affordable Program. It’s a smart option for anyone needing access to quality Health Care Sharing who has a small budget or needs a temporary fix until they have access to something more long-term.
2. Freedom Without a Long-Term Commitment
Need something temporary while you wait for another solution to begin? This Program lasts just one year, making it ideal for times of transition—whether that’s a job change, waiting for a new health benefit to kick in, or managing a gap in other services.
3. Protection Against High Medical Expenses
Catastrophic365 is built to help with significant, unexpected medical needs. Eligible expenses like Emergency Room visits, Hospitalization, and Surgery can be shared once your Individual Sharing Amount (ISA) is met, helping you avoid financial strain from large medical bills.
4. Virtual Urgent Care (Telemedicine) at No Additional Cost
Every Member has access to Virtual Urgent Care (Telemedicine) through the Clever Health App. This feature is 100% shared and has no additional visit fee, making it easy to get care for common concerns—anytime, anywhere.
5. Mental Health Support 24/7
Your mental well-being matters, too. That’s why Catastrophic365 includes access to a 24/7 Mental Health Chatbot, available through the Clever Health App, helping you stay supported emotionally as well as physically.
6. Prescription and Health Discounts
Through programs like Rx Valet and WellCard Savings, Members can save on prescription medications and other health and wellness services—another way to keep costs manageable throughout your Membership year.
Who Is Catastrophic365 Best For?
This Program is especially helpful for:
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Recent graduates or students coming off a parent’s program
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Individuals in a job transition or between benefit periods
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Freelancers and independent contractors
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Anyone seeking a more affordable alternative for the next 12 months
Health Care Sharing That Works for Real Life
At OneShare Health, we know that life doesn’t always follow a set schedule. Catastrophic365 is designed to meet you where you are—with flexible, temporary sharing support, a nationwide Provider network through First Health, and a streamlined Member experience.
Ready to see how Catastrophic365 can support your needs?
Get your free quote today and speak with a OneShare Health Specialist to find the right Program for your situation. Whether you’re planning ahead or just looking for peace of mind right now, we’re here for you.
