Employees would be allowed to sign up for coverage if they had previously opted out, or they can change health insurance plans altogether.
It would be stating the obvious to say how much the novel coronavirus has shaken things up for the country and sent a ripple effect into the foreseeable future. What many are seeing as COVID-19 takes its toll is consumers beginning to rethink the health plan decisions they made in the fall of 2019, and consider whether their health care elections are as extensive as they should be during a global pandemic. Affordable health care is a must-have due to increasing medical costs, and that’s why the IRS is giving employees and employers a shot at a mid-year health plan enrollment do-over.
Health Insurance Plan Changes Are Allowed Mid-Year in 2020
This IRS announcement comes after employer groups requested that employees be allowed to make changes to their health plan in the middle of the year. This new mid-year enrollment can benefit those who initially opted not to enroll in a plan, as they would now be able to do so, and to cancel current coverage and seek affordable health care alternatives or switch from one type of health care plan to another.
The IRS has agreed to allow mid-year health care enrollment in 2020, and the announcement could prove to be a welcome relief for Americans experiencing decreases in their income or work status and are searching for cheaper alternatives.
ACA-Exempt Solutions and Affordable Health Care Solutions
Having this mid-year enrollment option means a great deal to those feeling the impact of COVID-19. Health care plans aside, American citizens are still in need of efficient, reliable, and affordable ways to continue their everyday lives. And, in light of this mid-year health care enrollment, it’s beneficial to explore options to pay for health care costs.
Exploring Your Choices: What’s a Health Care Sharing Ministry?
Medical cost-sharing programs offered by Health Care Sharing Ministries are not the same as health insurance. Instead, think of health care sharing programs as a sort of crowdfunding for your medical bills with other Members of a faith-based community.
OneShare Health is one of these non-profit Christian Health Care Sharing Ministries (HCSMs) who provides Members with ACA-exempt and affordable solutions to pay for medical costs. These health care sharing programs meet strict federal guidelines set forth by the IRS and by State Attorneys General, while allowing people of similar faiths to share medical costs among a harmonious community that guides and helps its Members with spiritual, emotional, and financial support.
Introducing: OneShare Health’s Medical Cost-Sharing Programs
During this special mid-year medical enrollment period, those who are exploring their choices to pay for health care costs are invited to become Members of OneShare Health.
OneShare Health’s Mission is to inspire healthier, joyful communities on the path of life and to encourage our brothers and sisters in Christ to embrace compassionate care. That’s why our health care sharing programs are flexible, affordable, inclusive, and straightforward. For those who are looking for health care solutions, OneShare Health’s programs are suited to your needs, budget, and care expectations.
The OneShare Health Classic, Complete, and Catastrophic health care sharing programs provide something for every level of care. Our Members can meet increasing health care costs with affordable medical cost-sharing programs that include:
- Next-day Effective Dates (except for the 29th through 31st of each month)
- 24/7 access to Telemedicine with a Consult Fee that is 100% Shared
- Access to a large nationwide network of care providers
- Peace of mind knowing your Eligible medical costs will be shared
- The IBH Behavioral Health / Member Assistance Program (MAP), in partnership with OneShare, is available to Members of the Catastrophic, Classic, and Complete Programs. Through IBH, the Behavioral Health / Member Assistance Program (MAP) provides innovative, technology-based tools for substance abuse, behavioral health, and wellness engagement through the following resources and more:
- Confidential Counseling:
Up to four (4) face-to-face, video, or telephonic counseling sessions for relationship and family issues, stress, anxiety, and other common challenges.
- 24-Hour Crisis Help:
Toll-free access for you or a family member experiencing a crisis.
- Confidential Counseling:
Take a look at our OneShare Health reviews to learn more us and what it means to be a Christian Health Care Sharing Ministry, or find your health care sharing program and become a OneShare Health Member today!
“Do not neglect to do good and to share what you have, for such sacrifices are pleasing to God.”
Hebrews 13:16 (ESV)
ONESHARE HEALTH, LLC (ONESHARE) IS NOT AN INSURANCE COMPANY BUT A RELIGIOUS HEALTH CARE SHARING MINISTRY (HCSM) THAT FACILITATES THE SHARING OF MEDICAL EXPENSES AMONG MEMBERS. As with all HCSMs under 26 USC § 5000A(d)(2)(B)(ii), OneShare’s members are exempt from the ACA individual mandate. OneShare does not assume any legal risk or obligation for payment of member medical expenses. Neither OneShare nor its members guarantee or promise that medical bills will be paid or shared by the membership. Available nationwide, but please check www.onesharehealth.com/legal-notices for the most up to date state availability listing.
Enrollment in OneShare is not a contract for insurance. Participation in OneShare is voluntary. Enrollment as a OneShare member is voluntary, and the sharing of monetary contributions is voluntary. You are free to cancel your membership at any time. OneShare requests that a voluntary sharing contribution be made for each month you are enrolled, to facilitate the sharing of requests published on behalf of other members.
Behavioral Health / Member Assistance Program (MAP) is not owned or operated by OneShare Health, LLC but is provided by IBH.
Telemedicine is not owned or operated by OneShare Health, LLC, but made available to OneShare Members by DialCare or Teladoc in MA. The Prescription Discount Program in not owned or operated by OneShare Health, LLC, but made available to OneShare Members by Careington, NBI, Washington State HCA depending on program or state which the member is enrolled.