Does Christian Health Care Sharing Have a Special Enrollment Period?

Many people shopping for health care options are used to hearing about Open Enrollment and Special Enrollment Periods. These windows can feel limiting, leaving families stuck waiting for the right time to get the help they need.

With Christian Health Care Sharing, that’s not the case. At OneShare Health, you can enroll any time during the year. There are no deadlines, no enrollment windows, and no waiting for a life event to qualify you.

Why No Special Enrollment Period?

OneShare Health is a Christian Health Care Sharing Ministry, not insurance. That means we don’t follow the same rules or restrictions that apply to insurance companies. Instead, we focus on building a faith-based community where Members support one another by sharing eligible medical expenses and encouraging each other in prayer.

As Galatians 6:2 reminds us, “Carry each other’s burdens, and in this way you will fulfill the law of Christ.”

Which Programs Can I Join?

Because there’s no special enrollment period, you have the freedom to choose the Program that works best for your needs and join when the timing is right for you.

• Classic Program – Designed for a wide range of health needs, including preventive services, wellness visits, and sharing for more routine care. Monthly Contributions start as low as $92.99.

• Catastrophic Program – A good fit for healthy individuals who want a budget-conscious way to prepare for unexpected medical events. Monthly Contributions start as low as $72.99.

• Catastrophic365 (CAT365) – A temporary, one-year Membership that provides a robust solution for temporary needs. It’s ideal if you’re in transition, between jobs, or need care while navigating other life changes.

• Child-Only Memberships – Available for children under 18 as the Primary Member, these are a flexible choice for families with employer-paid health care, unique family situations or changes.

What Happens After You Enroll?

Once your Membership is active, you’ll immediately have access to Member features like Virtual Urgent Care (Telemedicine), Rx Valet, and WellCard Savings. Some services, like preventive care, have waiting periods before they’re Eligible for Sharing, but you’ll know all those details up front in your Membership Guidelines.

A Community That Cares

Joining OneShare Health is more than a financial choice, it’s about stepping into a community rooted in faith and generosity. Our Members have already shared more than $250 million in medical expenses for one another, showing what’s possible when Christians come together.

Ready to Enroll?

You don’t need to wait for Open Enrollment or a Special Enrollment Period. You can become a Member today and choose the Program that best fits your lifestyle.

Take the next step now, get a quote and talk with a specialist who can guide you toward the right Program for your needs.