---
title: Emergency Room or Urgent Care?
description: Learn when to choose between Primary Care, Urgent Care or Emergency Room for medical attention. Learn about costs and program options with OneShare Health.
---

[One Share, One Voice | OneShare Health Blog ](https://blog.onesharehealth.com)

# [Emergency Room or Urgent Care?](https://blog.onesharehealth.com/emergency-room-or-urgent-care)

 Written by [OneShare Health](https://blog.onesharehealth.com/author/oneshare-health) | 6:00 PM on August 16, 2024

In the moment of an incident, it can be hard to decide whether you should seek medical attention from a Primary Care Physician, Urgent Care Facility, or Emergency Room. The reality of the cost of care doesn't hit you until you receive the medical bill.

## When to Choose Primary Care or Urgent Care

If you have a cold, flu, allergies, a minor cut, rash, or fever, seek a Primary Care or Urgent Care facility. Do NOT go to the Emergency Room! Go straight to the Emergency room or call 911 if you have uncontrolled bleeding, are experiencing a stroke, or are having a heart attack. If you are unsure that your medical situation is emergency room-worthy, call your primary care physician and ask about it. If it's the weekend and your Primary Care Physician is closed, go to an Urgent Care Facility. 

## Emergency Room Visits and Cost Considerations

Emergency Room Visits for life-threatening and life-altering situations are eligible for sharing at a $500 ER Visit Fee up to $10,000. If the ER bill is over $10,000, your ISA will apply. If you go to an Emergency Room for a cold or allergies, the share request will not be eligible for sharing and will be denied. 

## OneShare Health Program Options 

OneShare Health Catastrophic and Classic Programs offer access to Virtual Urgent Care Visits through Clever Health at a $0 visit fee. It is a very convenient way to seek medical attention vs. driving to a Primary Care Office and waiting to see a doctor. Our Classic Programs also offer $40 Primary Care Visit Fees and $75 Urgent Care Visit Fees.   
   
If you do not have any type of health care sharing or other reimbursement arrangement, the costs can be damaging.  Wait times are also a factor.  Here is a glimpse of what medical costs you could face without any help. 

With OneShare Health, ease your mind and your wallet! As a Member with OneShare Health, you have access to the First Health Network and Visit Fees. It pays to be part of a HealthCare Sharing Program and be involved with a loving community that helps share your medical expenses!

## Program Visit Fees

| **Program** | **Emergency Room** | **Urgent Care Facility** | **Primary Care** | **Virtual Urgent Care-CleverHealth** |
| --- | --- | --- | --- | --- |
|   Catastrophic |   $500 Visit Fee |   Not Eligible |   Not Eligible |   $0 Visit Fee |
|   Classic Basic |   $500 Visit Fee |   *1 x $75 Visit Fee |   *1 x $40 Visit Fee |   $0 Visit Fee |
|   Classic Enhanced |   $500 Visit Fee |   *1 x $75 Visit Fee |   *3 x $40 Visit Fee |   $0 Visit Fee |
|   Classic Crown |   $500 Visit Fee |   *2 x $75 Visit Fee |   *5 x $40 Visit Fee |   $0 Visit Fee |

**All visit fees are per Member, per program year.*

## Get a Quote Today

[Click here](https://www.onesharehealth.com/en/memberships), fill out the form, and a OneShare Health Representative will be with you shortly! 

 

[View full post](https://blog.onesharehealth.com/emergency-room-or-urgent-care)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "OneShare Health"
  },
  "dateModified" : "2026-07-11T01:00:44.263Z",
  "datePublished" : "2024-08-16T18:00:00Z",
  "headline" : "Emergency Room or Urgent Care?",
  "image" : {
    "@type" : "ImageObject",
    "height" : 600,
    "url" : "https://www.onesharehealth.com/hubfs/OneShare%20Health%20%7C%20Emergency%20Room%20or%20Urgent%20Care.png",
    "width" : 1200
  },
  "mainEntityOfPage" : "https://blog.onesharehealth.com/emergency-room-or-urgent-care",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60.0,
      "url" : "https://www.onesharehealth.com/hubfs/Producer%20Marketing%20Kit%20-%20Public%20Link/Logos%20and%20Branding/OneShare%20Health%20Blue%20and%20Orange%20Logo.png",
      "width" : 230.17902
    },
    "name" : "One Share, One Voice Blog"
  }
}
```