When you join a health care sharing ministry like OneShare Health, your Membership may include sharing for beneficial features like Specialist Visits, Hospitalization, In-/Outpatient Surgery, and Preventive Services. But what many of you would really like to know, we bet, is whether a Pre-Existing Condition will be Eligible for cost-sharing.
What is OneShare Health, and is it a good fit for me?
OneShare Health is a Health Care Sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs. Interested in seeing how OneShare Health reviews with our Members? Visit us online and learn more about how our Sharing Community is breaking the mold together.
Are Pre-Existing Conditions Eligible for Health Care Sharing with OneShare Health?
As a Christian health sharing ministry, OneShare Health strives to facilitate quality care for our Members during all seasons of life. Our Scriptural Foundation encourages our Faith-based Ministry to carry one another’s physical and spiritual burdens through prayer, encouragement, and sharing the cost of Eligible medical needs, including those that arise from a Pre-Existing Condition.
If you or a loved one is interested in becoming a Member of a medical cost-sharing Program offered by OneShare Health, and you are currently living with a Pre-Existing Condition, your condition may be Eligible for cost sharing!
How do OneShare Health’s medical sharing Programs define “Pre-Existing Condition”?
At OneShare Health, “Pre-Existing Condition” means any sickness or Injury for which you have received medical treatment, advice, care, or services, including diagnostic measures, took prescribed drugs, or showed signs and symptoms, whether treated or not, within 24 months before the Effective Date of your Program. Eligibility for Pre-Existing Conditions has a 24-Month Waiting Period.
Is there any way to bypass the 24-Month Waiting Period?
Although OneShare Health requires a 24-Month Waiting Period for Pre-Existing Conditions, Routine Maintenance* is available through PCP, Specialists Visits, and Physician-ordered Labs on the Classic and Complete Program for the following conditions: Diabetes 1&2, High Blood Pressure, High Cholesterol, and Hyper- or Hypothyroid.
*The goal of Routine Maintenance is to monitor and maintain the improvement that was accomplished with active treatment.
Does pregnancy qualify as a Pre-Existing Condition by OneShare Health’s definition?
Our Programs refer only to Maternity Sharing, not pregnancy. Sharing is only Eligible if you conceive after the Effective Date (1st—28th of the month) of your health sharing Program. So, if you are pregnant before or at the time of enrollment, Maternity is Not Eligible for Sharing as it meets OneShare’s definition of Pre-Existing Condition.
Get more answers to your questions about Pre-Existing Conditions by contacting our OneShare Concierge Team at (866) 284-4286, Monday—Friday, 8am to 5pm CST. We’re always ready to serve you.
For more OneShare Health FAQs and information, visit our Knowledge Base!
Become a Member of a OneShare Medical Cost-Sharing Program today!
As a Christian Health Care Sharing Ministry, OneShare Health strives to provide the utmost quality care for our Members by providing an affordable alternative to conventional health care. Become a Member of our Catastrophic, Classic, or Complete medical sharing Programs today.
“’For I know the plans I have for you,’ declares the Lord, ‘plans to prosper you and not to harm you, plans to give you hope and a future.’”
Jeremiah 29:11 (NIV)
ONESHARE HEALTH, LLC (ONESHARE) IS NOT AN INSURANCE COMPANY BUT A RELIGIOUS HEALTH CARE SHARING MINISTRY (HCSM) THAT FACILITATES THE SHARING OF MEDICAL EXPENSES AMONG MEMBERS. As with all HCSMs under 26 USC § 5000A(d)(2)(B)(ii), OneShare’s members are exempt from the ACA individual mandate. OneShare does not assume any legal risk or obligation for payment of member medical expenses. Neither OneShare nor its members guarantee or promise that medical bills will be paid or shared by the membership. Available nationwide, but please check www.onesharehealth.com/legal-notices for the most up to date state availability listing.
"Pre-Existing Condition" means any sickness or injury for which you have received medical treatment, advice, care or services including diagnostic measures, took prescribed drugs or showed signs and symptoms, whether treated or not, within 24 months before your effective date of your program. Eligibility for Pre-Existing Conditions has a 24-month waiting period.
Maternity Sharing Services are available on select tiers for our Classic and Complete programs. Conception must occur after membership Effective Date.
There is a 24-Month Waiting Period for Pre-Existing Conditions. However, Routine Maintenance is available through PCP, Labs, and Specialists Visits on the Classic and Complete Programs for the following conditions: Diabetes 1&2, High Blood Pressure, High Cholesterol, and Thyroid.
Enrollment in OneShare is not a contract for insurance. Participation in OneShare is voluntary. Enrollment as a OneShare member is voluntary, and the sharing of monetary contributions is voluntary. You are free to cancel your membership at any time. OneShare requests that a voluntary sharing contribution be made for each month you are enrolled, to facilitate the sharing of requests published on behalf of other members.